Bluestone News

Your client’s CCJs aren’t a deal breaker..


A County Court Judgement (CCJ) isn't something anyone wants on their credit record. No matter how hard you try, going as far as paying off the outstanding debt still isn’t enough to wipe the slate clean. In fact, a CCJ can be linked to your client for as long as six years, making their chances of getting a mortgage very slim.

At Bluestone Mortgages, we make complex easy and believe everyone should have the opportunity to own their own home, regardless of recent or past financial blips.

CCJs are a problem we’re happy to help you solve. Our products and services are designed specifically to support you with such cases, so we may be able to help even if your client has been rejected by other lenders.

Here's our latest product guide and a quick overview of our key criteria:

  • All CCJ's/Defaults under £300 ignored even in the last 3 months

  • All CCJ's/Defaults over 3 years ignored

  • All Telecommunication CCJ's/Defaults ignored

  • Up to 4 Defaults and 3 CCJ's within the last 3 years per applicant

  • No monetary limit on the CCJ's or Defaults within each credit tier

For further information on our products and service, please refer to our website.