Careers at the Bluestone group

Our success and growth mean we're always looking for high calibre professionals to join our team. Our culture is fast paced and entrepreneurial, with all the excitement and challenges that go with that. If you believe you can bring energy and creativity to Bluestone, and you have a proven track-record of success in your chosen field, we'd like to hear from you.

UNITED KINGDOM

Our offices in London, Cambridge and Sheffield are home to over 100 employees who look after our lending and credit management businesses. For more information, contact our dedicated recruitment partner Nicholas Howard Ltd: Nick Bone on 07831 816337 or Josh Murray on 07810 898559.

IRELAND

Dublin is home to our Irish office where we have a team of 23 providing specialist lending and servicing products within the auto and equipment finance markets.

AVAILABLE ROLES

Bluestone Mortgages Mortgage Underwriter
London

Purpose:

To deliver excellence in customer service and shareholder value, making decisions in line with the Company’s responsible lending and underwriting policies.

Core Responsibilities:

To process and underwrite mortgage applications in accordance with the Company’s policies.

  • Observe regulatory and ethical standards.
  • Demonstrate adherence to policies and procedures.
  • Deliver excellent customer service through decision making, attention to detail, problem solving and communication.

Overview of Key Tasks

  • Approve mortgages in accordance with Board authorities.
  • Authorise releases and transfers of security/equity in accordance with Board authorities.
  • Support development of mortgage intermediaries/sales channels in conjunction with BDMs to improve the quality of business submitted.
  • Achieve agreed service levels and recognised best practice in respect of mortgage underwriting.
  • Demonstrate compliance with the Company’s policy and procedures including liaison with the Risk and Compliance Function and Internal and External Auditors.
  • Operate in accordance with the regulatory requirements as applied by the Company’s responsible lending and underwriting policies.
  • Comply with the provisions of the Money Laundering Regulations 2007 (and any successors thereafter) and the Company’s Financial Crime policies and procedures.
  • Maintain adequate records in accordance with regulatory requirements for such matters as affordability calculations, KFIs, underwriting records questionnaires etc.
  • Apply the Company’s systems and controls to meet the requirements of regulatory compliance in all areas including financial crime, human resources, data protection, finances and conduct of business.
  • Maintain current knowledge of all aspects of relevant company law and applicable regulations.
  • Participate in training and continuing professional development (CPD).

For more information, contact our dedicated recruitment partner Nicholas Howard Ltd: Nick Bone on 07831 816337 or Josh Murray on 07810 898559.

Bluestone Group .Net Developer
Cambridge

Purpose:

The in-house development team are working on a range of exciting greenfield projects, embracing open-source technology and trying to leverage latest technologies where possible to stay on the cutting edge. We offer a very competitive salary, plus discretionary equity and cash bonus.

Tech Stack:

C#, .Net, ASP.Net, MVC, JavaScript, TypeScript, ReactJS, JSON, LESS CSS, Entity Framework, GIT, TeamCity, SQL Server, Redux, Redis, Hangfire, Octopus.

Skills & Requirements:

C#, .Net, JavaScript - great code, and good work ethic are all essential. Anything else in the locker is desirable, and a bit of AngularJS, ReactJS would not go amiss!

Job description:

We're looking for a C# Developer, who really knows how to code! Working on various greenfield projects and bespoke apps, there is a strong emphasis on delivering the highest quality code, and solving both technical and business challenges. We don’t like having bugs, so take great pride in writing principled code of the highest quality while solving challenging technical and business problems.

We try to keep up to date with the latest technologies and are comfortable making contributions back to open source libraries where we have made them better. Architecting frictionless processes, using the compiler to catch errors early (hence TypeScript) and other tools to do the work for us such as CI and automated deployment to assist productivity allows us to spend as much time as possible having fun coding!

The environment is calm, relaxed, though fast paced, with innovation and creativity encouraged. The development team is fairly small, but extremely talented, and this an opportunity to work alongside some really high calibre developers and leaders.

Check us out on Stack Overflow

For more information, contact our dedicated recruitment partner Nicholas Howard Ltd: Nick Bone on 07831 816337 or Josh Murray on 07810 898559

Bluestone Mortgages Mortgage Servicing Specialist
London

PURPOSE:

Manage complex primary servicing activity and complex special servicing activity escalated from our Manilla servicing platform.

Work with non performing loan accounts including reviewing the provision of forbearance, litigation for recovery and asset management.

Manage daily referral activity from 3rd Party Servicer, working to ensure that there are appropriate procedures and mandates in place with the Servicer to minimise workload, whilst maintaining appropriate controls.

Produce clear and effective reports on all non performing loan accounts, including reviewing all related reports from Suppliers for accuracy and appropriateness Ensure all performing and nonperforming loan accounts are reviewed and handled in accordance with Policy, the FCA’s principles and are treated fairly.

Ensure all reporting (in accordance with the Credit Policy) is accurate and, as necessary investigate all instances of noncompliance, including recommending customer handling strategies.

CORE RESPONSIBILITIES:

  • Review, report and action referrals and non performing loan accounts
  • Oversee 3rd Party Servicer account handling and, as necessary, ensure they follow through properly on all instructions, policies and procedures
  • Inbound and Outbound customer call handling, including servicing and arrears management activity - Handle complex primary servicing requirements ensuring customers are treated fairly
  • Handle litigation cases to ensure fair customer treatment and appropriate court outcomes
  • Review accuracy of and, where necessary, preparation of all credit management reporting and approvals
  • Compliance with Credit Policy
  • Accurate credit risk (including security) evaluations, including the appropriate use of receivers, solicitors, counsel, surveyors, debt management specialists, and field agents
  • Provision of coaching and guidance to third parties, as necessary to improve performance delivery
  • Manage professional negligence claims
  • Report under the risks and controls framework
  • Oversee complaint handling activity
  • Regular liaison with the Manila UK servicing team

SKILLS AND COMPETENCIES:

  • Excellent understanding of the regulatory landscape relevant to mortgage servicing, arrears and forbearance
  • Analytical and investigative skills
  • Strong people and customer service skills
  • Strong communication skills (written and oral)
  • Team player

For more information, contact our dedicated recruitment partner Nicholas Howard Ltd: Nick Bone on 07831 816337 or Josh Murray on 07810 898559.

Bluestone Mortgages Mortgage Underwriter
London & Sheffield

LOCATION:

Based in either London or Sheffield, with travel to intermediary offices 2-3 days per week.

PURPOSE:

To deliver excellence in customer service and shareholder value, making decisions in line with the Company's responsible lending and underwriting policies.

CORE RESPONSBILITIES:

  • To process and underwrite mortgage applications in accordance with the Company’s policies.
  • Observe regulatory and ethical standards.
  • Demonstrate adherence to policies and procedures.
  • Deliver excellent customer service through decision making, attention to detail, problem solving and communication.

OVERVIEW OF KEY TASKS:

  • Approve mortgages in accordance with Board authorities.
  • Authorise releases and transfers of security/equity in accordance with Board authorities.
  • Support development of mortgage intermediaries/sales channels in conjunction with BDMs to improve the quality of business submitted.
  • Onsite underwriting at key intermediaries offices 2-3 days per week post initial induction and training period.
  • Achieve agreed service levels and recognised best practice in respect of mortgage underwriting
  • Demonstrate compliance with the Company’s policy and procedures including liaison with the Risk and Compliance Function and Internal and External Auditors.
  • Operate in accordance with the regulatory requirements as applied by the Company’s responsible lending and underwriting policies
  • Comply with the provisions of the Money Laundering Regulations 2007 (and any successors thereafter) and the Company’s Financial Crime policies and procedures.
  • Maintain adequate records in accordance with regulatory requirements for such matters as affordability calculations, KFIs, underwriting records questionnaires etc.
  • Apply the Company’s systems and controls to meet the requirements of regulatory compliance in all areas including financial crime, human resources, data protection, finances and conduct of business.
  • Maintain current knowledge of all aspects of relevant company law and applicable regulations
  • Participate in training and continuing professional development (CPD).

For more information, contact our dedicated recruitment partner Nicholas Howard Ltd: Nick Bone on 07831 816337 or Josh Murray on 07810 898559.

Bluestone Mortgages Risk & Compliance Business Partner
London

PURPOSE:


Managing and monitoring the Company’s compliance with relevant UK regulation and legislation, including oversight of the the Company’s Complaints handling.

Responsibility for the design, oversight and shared execution (with the JCO) of the Company's Compliance Monitoring Plan (CMP), ensuring customer accounts are handled in accordance with both regulatory requirements and the Company's policies and procedures to include:

  • The Company’s pre-completion and post-completion originated mortgage business;

  • All outsourced third party performance in respect of the Company's back book; and

  • Affirm business strengths and raise areas of weakness via feedback and reporting lines

Specification of compliant operating procedures, keeping abreast of and responding to relevant legislative, regulatory and client change requirements, taking primary responsibility, in conjunction with the appropriate management representatives to ensure full and consistent adherence to agreed standards.

Assisting in the management of Financial Crime risks.

Ongoing review of the Company's policies to ensure regulatory compliance.

Oversight of the Company's Training and Competence regime.

CORE RESPONSIBILITIES:

 
  • Monitor and report on regulatory compliance of the Company including third party performance.
  • Maintain regulatory and policy knowledge base to ensure appropriate advice and guidance is provided to the Company.
  • Maintain and review the Company’s (Monday.com hosted) risk register.
  • Provide Compliance reports, analysis and services to the Company's Board and Committees (as required).
  • The provision of tailored, regulatory face-to-face training sessions on a periodic / demand led basis.
  • Oversee the Company’s Complaints Handling in line with regulatory requirements.

SKILLS AND COMPETENCIES:


Essential

  • At least 2 years experience (or deemed equivalent) in a Compliance role within a FCA regulated mortgage lender
  • Experience of complaints handling in a regulated business.
  • Excellent communication skills
  • Analytical and investigative skills
  • Excellent organisational and administrative skills
  • Training and presentation skills

Desirable

  • GDPR experience

For more information, contact our dedicated recruitment partner Nicholas Howard Ltd: Nick Bone on 07831 816337 or Josh Murray on 07810 898559.

Bluestone Group Group Financial Accountant
Cambridge

PURPOSE:

Working within the corporate finance team, this role will be responsible for the group consolidation and statutory reporting, managing the tax compliance and planning requirements of the group and ad hoc reporting/planning work around new ventures/acquisitions.

The role would suit a qualified accountant, preferably with experience of complex group structures and an interest in financial services/structured finance.

The role will be based in Cambridge but may involve some travel to London, Sheffield and Ireland.

CORE RESPONSIBILITIES:

 
  • Preparing the group consolidation on a monthly basis
  • Preparing the Consolidated financial statements
  • Preparing the Subsidiary financial statements
  • Liasing with the auditors
  • Preparation of group VAT returns
  • Calculation of the group tax postion
  • Preperation of Corporation Tax packs
  • Working closely with other departments on new ventures/opportunities
  • Other ad hoc duties dependent on business requirements

SKILLS AND COMPETENCIES:

 

Mandatory requirements

  • Qualified ACCA/ACA or equivalent
  • Good technical accounting knowledge (group consolidations etc.)
  • Excellent attention to detail 
  • Strong task management skills and initiative
  • Ability and confidence to work with individuals across all levels of the business
  • Intermediate/Advanced Excel skills
  • Understanding of VAT and Corporation Tax principles
  • Experience using accounting/general ledger software

Highly regarded

  • Experience in financial services

For more information, contact our dedicated recruitment partner Nicholas Howard Ltd: Nick Bone on 07831 816337 or Josh Murray on 07810 898559.

Bluestone Credit Management EU Junior Compliance Officer
Sheffield

PURPOSE:

 

The role is responsible for assisting BCM & BML Risk & Compliance Business Partners in ensuring compliance with internal and external standards and regulations. The primary objectives of the role are to:

  • In conjunction with the Risk & Compliance Business Partners assist in the execution of BCM’s Monitoring Plan and BML’s Compliance Monitoring Plan
  • Review and resolve complaints whilst adhering to regulatory and legislative requirements under the management of the Risk & Compliance function
  • Highlight any complaint trends and share with the Risk & Compliance Business Partners and Team Management
  • Assist with all UK CAIS queries
  • Assist in the administration of ISO27001 and 9001 audits

CORE RESPONSIBILITIES:

 
  • Carry out Second Line of Defence monitoring tasks for the Companies
  • Review and resolve complaints for Bluestone Asset Finance (Ireland) (BAFI), BCM and BML
  • Manage the Vaulting of required call recordings for BAFI, BCM & BML
  • Raise BCM customer queries to the Credit Reference Agencies and be a point of contact for the Credit Reference Agencies
  • Assist with all DSARS requests
  • Attend the BCM and BML monthly Regulatory & Compliance Committee meetings acting as secretary to the BCM one
  • Assist the Risk & Compliance Business Partners at monthly call calibrations sessions with Operations and Call Quality
  • Support the Risk & Compliance Business Partners as required

SKILLS AND COMPETENCIES:

 

Essential

  • Experience in a financial services environment with some level of Compliance and Complaints handling experience
  • A team-worker who must be able to build working relationships and interact with colleagues and wider Group stakeholders
  • MS Office and/or Google experience
  • Excellent understanding of FCA regulations and DPA principles
  • Ability to demonstrate a professional approach to all circumstances
  • Good organisational and administrative skills with a proven ability to prioritise tasks
  • Good communication skills

Desirable

  • At least 1 year of experience in a Compliance or Complaints Handling role
  • Underwriting / Mortgage Servicing experience
  • Debt Collection Agency experience
  • ISO9001(6) and ISO27001(6) experience