Our Products

  • Home Mover
  • Remortgage
  • Buy to Let
  • First Time Buyer
  • Help to Buy

Home Mover

We understand that everyone's lives are different and the world is changing all the time. The way we work, the way we save and the way we get paid. That’s why we'll regularly review our products to make sure they meet your needs today.

NO CREDIT SCORING

  • Weekly, Fortnightly or Monthly Payments
  • CCJ's, Arrears, Defaults accepted
  • All telecom CCJ/Defaults ignored if under £300
  • Gifted deposit accepted

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Remortgage

Our range of remortgage products is perfect if you just want to move your mortgage or borrow more to consolidate your debts or make home improvements. We'll even help sort out the legal side of things so you’ve even less to worry about.

NO CREDIT SCORING

  • CCJ's, Arrears, Defaults accepted
  • All telecom CCJ/Defaults ignored if under £300
  • Fees assisted package
  • Debt Management plans accepted

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Buy To Let

Our specialist range of Buy to let mortgages has been designed to help first time landlords, self-employed and contractor workers. All of our mortgages come with our no credit score guarantee.

FIRST TIME LANDLORDS ACCEPTED

  • No credit scoring
  • First time buyers accepted
  • Debt management plans accepted
  • 100% affordability based

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED

First Time Buyer

Getting a first time buyer mortgage for your first home can be a long process in any case. We aim to get you back on the property ladder with our specialised range of mortgages for people that don't fit the traditional profile that high street banks want.

NO CREDIT SCORING

  • Weekly, Fortnightly or Monthly Payments
  • CCJ's, Arrears, Defaults accepted
  • All telecom CCJ/Defaults ignored if under £300
  • Gifted deposit accepted

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Help to Buy

We're happy to be able to provide first-time buyers with the opportunity to take their first step onto the property ladder, whilst allowing home movers to choose a fantastic new home. 

KEY CRITERIA

  • Free standard valuation on all HTB products
  • Mortgage offer valid for 6 months with extensions possible
  • 5% builders incentives accepted (not inc builders deposit)
  • Help to Buy England, London and Wales available

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE